HOW IT WORKS

The program DVD and written material accompanying the program addresses procedures which include:

•           Eliminate or Stop a Foreclosure Action: Return an unconditional deed back to the Lender in efforts to reduce or eliminate continual accrual of interest, costs, and attorney fees.

•       Avoid a Foreclosure Judgment: Return an unconditional deed back to the Lender to eliminate a potential foreclosure judgment.

•       Avoid a Deficiency Judgment: Return an unconditional deed back to the Lender to eliminate or minimize a deficiency judgment.

•       Seek to Proactively Engage the Lender in Modifying its Mortgage: Proactively modify or restructure an existing mortgage to a more manageable monthly payment.  This may allow certain homeowners and investors the opportunity to maintain title and ownership.

INCLUDED IN THE PROGRAM

1. An instructional/informational DVD

2. Forms for implementation of the Deed in Reduction Program which consist of:

a.  Estoppel letter form to lender

b.  Form letter to obtain title information

c.  Form letter to obtain appraisal

d.  Form letter to obtain Comparative Market
     Analysis

e.  Form hardship letter to lender and
     requesting the ability to negotiate the
     outstanding mortgage default

f.   Form Fee Simple Deed

g.  Form tender letter to the Lender

**Additional Bonus for Website Customers**

In addition to your Deed in Reduction™ program order, and while supplies last, you will receive a FREE DVD and a sample Contract containing valuable information on Real Estate Short Sales!

The DVD and sample contract will address the following issues:

• Identification that the Short Sale Seller will not pay the real estate agent a commission in the event that the Lender does not approve the Short Sale.

• Identification that the Short Sale Seller does not have a contractual obligation to close on the price, unless the contingency of the Lender accepting the Short Sale proceeds (reduced mortgage payoff) is accepted by the Lender.

• Identification of the time periods for approval

• Sample HUD-1 attachment (closing statement showing net closing proceeds with Short Sale Seller getting $0)

• Sample letter to send to Lender to accompany the Short Sale contract for sale and purchase.